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?Few people would disagree that these are truly hard times for a lot of people. That includes those (like me and perhaps you) who are renters instead of house buyers. Rent isn’t the only living expense we have, of course, but is there usually any bill we consider more important? After all, if you don’t have a place to live, everything else matters less. You can live, if forced to, without a phone, an Internet connection, cable TV, even electricity (though that’s a tough one). But when you lose the roof over your head, that’s a major big deal, no two ways about it. One way that’s a total dead end is to go for the quick, easy fix: a payday or car title loan. And if you do manage to pay back your, say, $600 loan over the full term you’re given, you’re likely to end up paying more like $1,200. Some of them, most everybody already knows about. But beyond those are scores of other dependable, proven ways to find or raise cash when you need rent money or money for some other emergency.